虑求
现代银行体系中,中小银行已经成为了必不可少的组成部分,它的发展状况也是判断一个国家的银行体系是否健全的一个重要的指标Modern banking system, small and medium-sized Banks has become the indispensable part, its development condition is also judge a national bank system is an important index of sound在我国经过了多年的发展,中小银行已经不仅仅是“拾遗补缺”者,它已经成为我国现代金融体系的重要组成部分。它的优势与作用是不可忽视的。它在引进现代管理、探索产权改革,培养管理人才、创造金融文化、服务中小企业等方面都进行了有益尝试,对于推动金融改革与金融创新,促进经济发展,扩大劳动就业,增加国家财政收入等方面都发挥了重要的作用。In China after years of development, the small and medium-sized Banks have is not only the "shortage make-up" person, it has become China's modern financial system is an important part of. Its advantage and function should not be neglected. It in the introction of modern management, to explore the property right reform, training management personnel, creating financial culture, service of small and medium-sized enterprises in such aspects as the beneficial attempt to promote financial reform and financial innovation, promoting economic development and expand employment, increase the national finance income etc. Play an important role.我国中小商业银行适应了市场经济的要求,其体制新、包袱轻、机制灵活的特点使得中小商业银行地位日显突出,但是中小银行规模尚小,业务范围狭窄,政策限制较多,发展潜力不足,运行环境不佳,现代金融企业的优势无法充分发挥。The small and medium-sized commercial Banks adapted to the requirement of market economy, its system, light, the new burden mechanism flexible characteristics make small and medium-sized commercial Banks status, but small and medium-sized day outstanding bank are small in scale, the business scope of narrow, policy limitation more, the development potential is insufficient, running environment not beautiful, modern banking enterprise cannot fully exert advantages.目前,只要国家政策扶持得当,中小商业银行加强自身建设,抓住机遇,充分发挥优势,那么不久的将来,我国具有现代金融企业制度特点的中小商业银行就会发展成为一股能与外资银行一争高下的金融力量。At present, as long as national policy support proper, small and medium-sized commercial Banks to strengthen themselves, seize the opportunity, give full play to the advantages, then the near future, our country has modern financial enterprise system characteristics of small and medium-sized commercial Banks will become a shares with foreign Banks' caravans of financial strength.现代银行体系中,中小银行已经成为了必不可少的组成部分,它的发展状况也是判断一个国家的银行体系是否健全的一个重要的指标In modern banking system, medium sized and small banking system have become the indispensable part. And its developing condition is also one of the most important indexes to judge if its banking system is perfect.在我国经过了多年的发展,中小银行已经不仅仅是“拾遗补缺”者,它已经成为我国现代金融体系的重要组成部分。它的优势与作用是不可忽视的。它在引进现代管理、探索产权改革,培养管理人才、创造金融文化、服务中小企业等方面都进行了有益尝试,对于推动金融改革与金融创新,促进经济发展,扩大劳动就业,增加国家财政收入等方面都发挥了重要的作用。In China, after years of development, the small and medium sized Banks is far beyond of"shortage supplementary and amplification ", it has become the most important consistant in Chinese modern financial system. Its advantages and functions could not be neglected. It trys to import modern management,explore the reforming property rights, bring up managing talents, create financial cultural and service to small and mediu enterises.And it also plays an important role in financial innovation, promoting economic development, expanding employment, increasing state revenue, etc. 我国中小商业银行适应了市场经济的要求,其体制新、包袱轻、机制灵活的特点使得中小商业银行地位日显突出,但是中小银行规模尚小,业务范围狭窄,政策限制较多,发展潜力不足,运行环境不佳,现代金融企业的优势无法充分发挥。The small and medium sized commercial Banks in our country has meet the needs of market economy. With the features of new structure, light burden and more flexibl make the small and medium sized commercial bank's status becomes more and more obvious day by day.But small and medium sized banks are still small in scale, narrow in business, more limits in policy , the insufficient development and poor operating environment limited, it't unable to fully realize the advantage of modern financial enterprises.目前,只要国家政策扶持得当,中小商业银行加强自身建设,抓住机遇,充分发挥优势,那么不久的将来,我国具有现代金融企业制度特点的中小商业银行就会发展成为一股能与外资银行一争高下的金融力量。At present, as long as with the proper supporting of national policy,small and medium-sized commercial Banks to strengthen their internal self-construction, seize the opportunity, give full play to their advantages, in the near future, the small and medium-sized commercial banks with the characteristic of modern financial system will be developed into a powerful financial strength to copmpete with foreign investing banks.